The Legal Regulation of Health Insurance Institute in Accordance with Iraqi Health Insurance Law No.22 in 2020 Analytical Study

Iraq, like most of the world countries, suffers from various dilemmas that are characterized by continuity to some extent in addition to clear kind of shortage in processing at the level of achieving problems managed to improve and level up the Iraqi individuals life. In general, the health sector is one of the most important facilities of life, since it facilitates continuously improved health levels to society. And, it is considered among the factors in which the extent of submitting health services and medicine is realized for individuals and their families. As adopted in the international charters and constitutions, health is one of the essential human rights that have been admitted entirely. Hence, this matter requires legal and ethical responsibility to guarantee this right in such countries. In addition, plans of development and legal legislations have been set to solve such problems or at least to prevent its risk via different ways characterized by national health institutes. Vital solutions have been also figured out for supporting the improvement of these facilities by means of financial or human resources, regarding that the provided staffs, established institutes and accessible sums are indispensable. Because of the accumulative financial burdens, like general debts and financial instability, Iraqi authorities concerned submit legal provisions that need to be successfully realized;. They have established an institute to be responsible for running the Iraqi health insurance and providing additional channel to make health services available for limited class, i.e. the beneficiaries. This does not neglect the main role made by the (Iraqi) Ministry of Health which is responsible for conducing the various works of health duties in the country. This research focuses on the legal items related to this new institute and how the legal legislator sets them from the legislative construction perspective whether it is successfully organized or it has some defaults and weak points that can be uncovered with their relevant solutions and suggestions in order to improve the work of this institute in a better way.